New Client: Michigan-based Manufacturer
Line of Coverage: Workers' Compensation

Issue
Payroll Audit from previous policy year resulted in significant additional premium owed by the client (33% of total annual premium).
Action
Tartan poured through the audit worksheets, consulted with the client, and determined that the insurance company was mistakenly shifting payroll from a low-cost class code to the high-cost "governing" class code. Tartan provided evidence to insurance company, who adjusted the audit.
Results
The adjusted audit reduced the amount owed by over 25%.
Commentary
Insurance companies make mistakes, but they will correct them if asked. It takes time and effort, but all audits should be reviewed to determine proper allocations.
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